Wealth Consolidation

Are you keeping track of your finances?

A lifetime of hard work can sometimes lead to an ‘untidy’ financial past. Many of us accumulate workplace pensions, private pensions, and investments throughout our lives and often it can be quite easy to lose track.

Having scattered pensions and investments isn’t the end of the world, but one problem does stand out. Different statement dates, using different formats and different projections make it almost impossible to compare each investment or to know whether the investment risk you are accepting is being rewarded. This can be a recipe for confusion or worse, apathy.

It doesn’t always follow that the old investments need to be moved. Our lifestyle financial planning service brings everything together with a single valuation point each year.

Is there a Rembrandt in the attic?

Sometimes, older contracts can hide a nice surprise. Guaranteed returns, or extra tax-free cash are just two of the features we come across which are well worth keeping – but not always made clear!

This will enable us to compare each plan to its peers in your portfolio and those outside in the wider world. Every year we will ask, shall we keep it, or transfer it?

Moving from an old plan to a new one can be costly in more ways than one and so our review service will be alert at all times for something special that will make your financial life just that little bit easier.